Cheap Life Insurance

The last word of advice when shopping for life insurance is to shop around. 1ABC do exactly that, and make sure you have the best deal on the market before offering you any single policy. Life insurance is a significant commitment, often lasting for many years and representing a large proportion of your savings for the future - therefore it is vital that you make sure you get for yourself the best deal possible. That's why our guarantee may be particularly comforting - we promise to beat on price, any like for like policy you can find from another provider.

Level Term

Our level term life insurance cover offers you the certainty that you will be insured into the future, even if you get ill or sick as you get older. The payout is certain and defined, and the premium will not increase as you get older (and thus more likely to need to make a claim). For example, if you took out a twenty year level term policy, we can guarantee that the same premium is payable every year for the next twenty years - and we will not refuse to insure you just because you are getting older. We recognise that this is the very reason you are getting insurance in the first place.

Decreasing Term

We also offer decreasing term life insurance that does not keep the cover at the same level for the life of the policy. This kind of insurance is designed to recognise the fact that as you are getting older, your financial commitments will start to decrease (usually this ties in with the decreasing balance of your mortgage). For example any children will be growing up and your other family commitments will be reaching maturity. Therefore you can take advantage of this fact by only paying for a cheaper policy that covers these decreasing commitments.

Mortgage Life Insurance

Related to this is our mortgage life insurance, which recognises the fact that every year, the outstanding balance of your mortgage is getting lower and lower. The policy will guarantee to pay out the remaining outstanding balance on the mortgage in the event of your death. This is technically decreasing term life insurance.

With our range of life insurance policies you are offered the flexibility to take advantage of your own personal circumstances and get the insurance cover that meets your needs. We are committed to providing you with suitable insurance and making this as customisable and flexible as possible. And when you combine this with our price beating promise, we are confident that you will find the insurance you are looking for from us.

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